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Group Dreams

Introduction​

Group dreams is our way to incentivize the users to save together for a shared goal. In most cases group dreams behave the same way as personal dreams. The main difference is that a user can "invite" other users and save together for the shared goal. In essence, group dream is our way of tracking and displaying every participant's effort to raise money towards a common goal.

To be clear the money is not shared between user saving's accounts at ANY point.

Users make transfers as usual (same as with personal dreams). The money they save towards the shared goals end up in the saving accounts belonging to their respective owners. However we, inside the dreams experience, track how much has been saved together towards the same goal and can show the complete sum when users check their shared goal.

Data being shared​

  • User first name and first letter of their surname is being shared inside the dream app and every group dream participant can see this.
  • If the dream has a picture then that is being shared as well.
  • What savehacks have been activated, when, by whom and with what amount.

Creating and sharing the group dream​

Joining a group dream using a CODE​

Example of transaction flow​

Although both participants save towards the same goal the money that they save actually go to their own respective saving accounts.

The invite link should be something that lets you deep link the user into the mobile app. The way of doing that will depend on your infrastructure and business logic as well as on whether you only have an iOS app, and Android app or both. Once clicked it should take the user to your mobile app. Once the invitee gets there you should start the Impact Finance experience on the group dream page. In case the user is not a bank client then the decision what the invite link does is left to you. It can just point to the mobile app store so that the invitee can download your mobile app.